VSP Vision Care Coverage
Available Nationwide

• Detailed VSP Vision Plan Description (PDF Document)
  
  
• Plan Cost for VSP Vision Care in 2010:
  (Note: VSP Vision Care must be purchased with Medical and/or Dental insurance to qualify for these very low rates.)
  
  

  Coverage For	Monthly Premium
  Employee only	$9.93
  Employee + Spouse or Domestic Partner	$17.02
  Employee + Children	$17.38
  Family	$28.01

Preferred Provider Organization – PPO Plan
Available nationwide.

• Detailed PPO Medical Plan Description (PDF Document)
  
  
• Plan Cost for PPO in 2010:
  
  

  Coverage For	Monthly Premium
  Employee only	$782.68
  Employee + Spouse or Domestic Partner	$1,800.15
  Employee + Children	$1,565.37
  Family	$2,504.57

High Deductible Health Savings Account – PPO/HSA Plan
Available nationwide.

• Detailed HSA Medical Plan Description (PDF Document)
  
  
• HSA Pamphlet (PDF Document)
  
  
• HSA Custodial Account Information (PDF Document)
  
  
• Highlights of the Aetna HSA Savings Account
  
  
  • You may make contributions to your HSA up to the annual limits set by the IRS.
    
    
  • Your HSA contributions are tax-free.
    
    
  • Your HSA funds are invested in a fixed-interest account that earns interest tax free! In this regard, your HSA account is similar to a typical IRA.
    
    
  • You may pay for all qualified out-of-pocket medical expenses such as deductibles, copays, prescriptions, non-covered medical products and procedures, and a wide variety of over-the-counter items (typically by using your HSA debit card) with tax-free dollars from your health savings account.
    
    
  • You may pay for COBRA premiums from your HSA account during periods of unemployment.
    
    
  • You may pay for long term care and home care from your HSA account.
    
    
  • At the end of the year, money left in the account rolls over to the next year.
    
    
  • Should you leave Solo W-2, Inc., you take your HSA with you.
    

• Plan Cost for High Deductible HSA in 2010:
  
  

  Coverage For	Monthly Premium
  Employee only	$540.48
  Employee + Spouse or Domestic Partner	$1,243.19
  Employee + Children	$1,080.97
  Family	$1,729.58

DocFind Provider Directory
Click here for Step-by-Step Instructions to find a participating physician near you.

To access DocFind, simply log on to www.aetna.com. If you are not yet a member, go directly to DocFind from the Aetna home page. If you are already a member, go to Aetna Navigator to access DocFind.

All Medicare Recipients Qualify
Your division of Solo W-2, Inc. will reimburse you and your Medicare-qualified dependent family members for the out-of-pocket costs of Medicare premiums and third-party Medicare insurance premiums, including parts A, B, C and D.

Funded by Your Revenue Stream
Your Solo W-2™ division will pay for 100% of your Medicare premiums and third-party Medicare insurance premiums with tax-free dollars funded by your division's revenue stream. As with all reimbursed expenses, reimbursement for Medicare premiums and third-party Medicare insurance is subject to the availability of funds in your Solo W-2™ division operating account.

Not Subject to Standard Reimbursement Limits
Medicare coverage replaces the coverage provided by Solo W-2™ group medical insurance. Therefore, your division of Solo W-2, Inc. excludes reimbursements for Medicare premiums and third-party Medicare insurance premiums from both the standard $10,000 limit on out-of-pocket medical expense reimbursements and the 50%-of-gross-wage limit on reimbursements for all out-of-pocket expenses (medical + business). See Tax-free Expense Reimbursements.

Dental Health Maintenance Organization – DMO Plan
Available nationwide.

Dental Preferred Provider Organization – PPO Plan
Available nationwide.

• Detailed DMO Dental Plan Description (PDF Document)
  
  
• Detailed PPO Dental Plan Description (PDF Document)
  
  
• Choose either plan. You may switch from DMO plan to PPO plan and back again monthly.
  
  
• Plan Cost for Both DMO and PPO Dental Plans in 2010:
  
  

  Coverage For	Monthly Premium
  Employee only	$47.36
  Employee + Spouse or Domestic Partner	$95.59
  Employee + Children	$103.66
  Family	$151.90

DocFind Provider Directory
Click here for Step-by-Step Instructions to find a participating dentist near you.

To access DocFind, simply log on to www.aetna.com. If you are not yet a member, go directly to DocFind from the Aetna home page. If you are already a member, go to Aetna Navigator to access DocFind.